The Health cover and VIP services for the expats by Partenamut

• Collect all the documents needed as follows: ID card, SIS card, name and telephone contact of your doctor, the person to get in touch with during your stay, your “accident” insurance (if you are admitted to hospital subsequent to an acci¬dent), your hospital and medical expenses insurance.
  We recommend you not to tell the hospital should you have a hospital insurance because additional fees could be increased (this is only available if conditions including your insurance policy allows it).
  
• Take only what is strictly necessary : suitable clothes, toiletry products, something to read. Do not take any big amount of money and leave your mobile phone and valuable items at home.

Payment :

• The hospital might ask you to pay for a deposit.
• An invoice showing the balance due will be sent to your home address.
• You have 30 days to settle the invoice.
• Check the document before paying (otherwise it will be assumed you agree with the required amount).
• If you have any doubts get in touch with Partenamut legal aid service (Défense des membres).
• The social security system does not reimburse these costs: this is the amount directly chargeable to you.
• Partenamut can provide you with a hospital and medical expenses insurance: "Hospitalia".

Further information is available in our "Guide to hospital stays" brochure (in French) available on request from our Customer service ( +32 2 549 75 54 ) or writing to promotionsante@partenamut.be

Hospital and medical expenses insurance

Partenamut can provide you with “Hospitalia”, an insurance policy to cover your hospital expenses. It includes several tailored options to your needs. Get in touch with Partenamut to get more information.
“Hospitalia” is a service provided by the Mutualités Libres (independent mutual insurance companies) to make health care more accessible.


Example : Ms V has to stay in hospital for 7 days in a single room. She receives an invoice for €3,421.90. The social security system reimburses her €2,548.72 via the mutualité.

• Without Hospitalia, Ms V would have to pay €876.18.
• With Hospitalia, Ms V pays only €23.28.